Showing posts with label Frugal Living. Show all posts
Showing posts with label Frugal Living. Show all posts

Saturday, October 31, 2009

I Have A Blog??

Surely you jest.

This cannot be my blog. Surely not - for there is emphasis on the my. We all know I cannot do that.

Oh, but wait. I am on actual internet. Internet that does not require me to *star* and CAPITALIZE things I want to accentuate.

I thank my dear friend, laurazim, for the use of her PC.

Now......for the important stuff.

I am hopefully going to update my sidebar as soon as I am done with this post. There are many a wonderful, entertaining, informative blog I have added to my bookmarks on the crackberry that I would like to add here.

An update was requested, I believe by fellow blogger linked above in a comment on my last post.

~~Rural living is very special.
  • My gas and electric bill are now separate
  • In fact, I have to order the gas, AND it's propane
  • The people who work at the propane place are rather dense
  • I have a septic system requiring me to call and have our waste pumped away
  • Weird
  • Garbage must be driven in to "town" on Saturdays, they do not pick it up
  • $2 per bag! But "recycle" is free
  • We are now recycling for the first time ever
  • When the wind blows and you live in the middle of nowhere.....will anyone hear you scream?
  • It's nice when you have a cop on hand to escort you into the house in the middle of the night with his 9mm when there are rabid horses stalking you from the neighboring field
  • Wind storms can knock the electricity out for hours at a time in the middle of the night
  • Not so great when your husband needs electricity to run his CPAP machine so he can rest

Other than that all is well.

Ok, maybe not.

~~A devastating tragedy has afflicted our family over the last few months. One of my step-daughters has been the victim of a sexual assault. It has waged a spiritual battle in our family. Not only has it caused much stress for her, but my husband is beside himself with grief, guilt, and sadness.

Trying to deal with the consequences of the circumstances has caused even more hardship in our family. We are fighting tooth and nail to gain primary physical placement of our daughter. Her mother obviously opposes this. We have shared placement of both the girls equally for 7 years. However, with the assault having taken place in the township (less than 3000 people) where her mother lives, and under her mother's care, we have decided she would be physically and emotionally safer under or care and OUT of that school district.

The hardship of having to travel back and forth to the courthouse and lawyer's office with my babies in the car has begun to drive me to the brink of insanity. Not to mention the constant vigil answering the phone calls between the police, lawyer, social workers, counselor, school officials, and her mother. I can't even stand it.

Unfortunately for our daughter, her mother doesn't really see the "problem". Some comments we have gotten from her (and I am not exaggerating or joking here):

"We should just put her on birth control."

"I don't know why you feel so sorry for [her], she wanted this to happen."

"No one will talk about it. They'll be over it soon."

"If you tell the cops it will just cause everyone a lot more trauma."

"Kids will be kids."

Seriously. She's 13. The "offender", as the District Attorney is calling him, is 18. Yep. And her mother sees no problem. Didn't want us to go to the police. Obviously, getting a predator off the streets would be the last thing on our mind. Yeah, especially since my husband, her father, is a COP. That is the last thing we'd do. Riiiiiiiiiiiiiiiiiiiiight.

Oh, and the fact that we weren't told about it as soon as she (the mother) found out - that doesn't bother us at all. No really, it's totally fine for you to wait 10 days to tell us. And then only tell us because our daughter was "supposed to tell" us, but didn't. Of course you should leave it up to a 13 year old victim of a crime to inform her father of the crime. You shouldn't bother picking up the phone, being the adult, and telling him yourself. Nope. You acted like a completely competent, normal, sane parent.

Oh wait. There's more. When he confessed, which he did do after we took our daughter to the police to tell her story, he also confessed to doing this to no less than 3 other girls. Three. Other. Girls. Age of consent in the state I reside in is 16. This miscreant, this fiend, wasn't in a relationship with any of these girls. Not that status would make the act of his addiction OK - but it would explain more. This creep was preying on young girls that were friends of his little sister. Genius. Or scary. Take your pick.

There are more details than I care to recall. And anyway, this is not the appropriate medium for those details. If you know me, ask me sometime about how eye opening it was to read the police report. I still have not shared it with my husband. He knows we have it, but feels it prudent not to lay his eyes upon it.

This is the real reason I haven't blogged much. Well, that and the stubbornness on my part to take the time to blog from my blackberry.

Anything else (other than my very long rant)?

~~Oh yes. I have been knitting - a sweater and a pair of socks. The former for my husband. The latter for the Boy. Did you know that when you are knitting a circumference of 59" a skein of yarn only makes 4" of height? So even though I've been knitting my butt off, the sweater remains a mere 7" in depth. It will be at least 20" to the armpits, then there are two sleeves, and the yoke/shoulders. I only have 7 skeins of yarn. I'm going to need more yarn. That translates to, "I get to visit the knitting store again soon!" Woot-woot for me!

The socks will probably be done first. :P

~~Flower is the cutest 3 year old ever. She says super cute things and does super cute things.

She is constantly putting all her "babies" to sleep all over the house. She covers them with whatever is handy: a washcloth, a baby wipe, a clean pair of underwear from the laundry basket. You know, whatever looks like a blanket. Her "babies" can also be whatever's handy: a remote, a hairbrush, her "duke", a shoe.

When she wants to be picked up she says, "I want to pick YOU uppie." I ask, "You want to pick ME uppie?" "Yesh," is her answer. Really.

~~Lovey can walk. And run. He has an opinion. He is sick of his sister beating him up. He has a love for steps and a fear for NOTHING. He has a set of curls across the nape of his neck that I could just eat up.

~~If you do not care to hear of fertility issues GO TO THE NEXT SECTION.

I am fertile again. How do I know this? I got my period. For. Ten. Days. 10. T-E-N. It was looooong.

It wasn't that unpleasant, just never ending.

I had to wash pads 4 times.

Yes, I use cloth menstrual pads. No, it's not gross. Yes, I wash them in my washing machine where all my other laundry is done. No, it doesn't bother me. I've used cloth diapers extensively. They feel better against my skin. They are pretty and soft. They make me feel happy and lovely at a time when most likely I would be feeling icky and run down. Organic bamboo velour - look it up.

~~I have been asked (and I may have said something about this already, so forgive me) to be the Confirmation Sponsor for a dear friend's daughter! It was the daughter's Guardian Angel (she tells me) that thought of me. I guess I never expected that I would ever be considered for such an honor as a Sponsor or a Godparent, etc., being that I am myself a new convert.

It's very cool. I am a little nervous as to my exact role and what things I should be doing for her. For now, I pray. I know I can do that. My sponsor was really awesome about answering questions about the Faith, bringing me little presents at important ceremonies throughout the year leading up to my confirmation, sending me cards here and there in the mail with inspirational messages, etc. I hope I can live up to the call.

~~Lawyers are EXPENSIVE. Really. I wish I could charge $200/hour on the phone and $300/hour in person. Although he is very good. But it would be awful expensive for my children to have a mother if I charged those kind of rates. Can you imagine - "Mom, can I ask you a question?" "I don't know, you got 10 bucks?"

~~Cops don't make a lot of money. It's been a year at this cop's salary and we have finally exhausted our savings. It's down to $5. We are praying for a miracle.

~~I am very much looking forward to Mass tomorrow. All Saint's Day beats out Halloween any day in my book.

Saturday, March 21, 2009

Week 2

The menu continues to go well.....as long as I keep up.

Shopping has been a breeze and the leftovers are welcome escapes for trying to figure out what to do for lunch everyday.

I did finally get too busy one day and "skipped" a day of dinner. That is a bad idea, and not something I will repeat. It makes it far too easy to continue skipping dinners as you try to figure out when to make the missed meal.

Wednesday, the day after I skipped said meal, my husband went to the fridge and then gave me a strange look. Then he looked at the calendar, with my menu on it, and looked in the fridge again. Another strange look shot I was (sorry, we're watching Star Wars this morning).

He said, "Hmmm. Where's the mexican rice?" I told him I skipped it....too busy to cook last night.

"Well, why bother having a calendar if we're not going to keep to it? You know I have a calendar up there for work with my schedule on it. What if I decide to just 'skip' a day? Can I do that? *shakes head* Then why can you??"

He had a good point.

~H

Wednesday, March 4, 2009

Monthly Menu Experiment

My friend suggested that I conquer the kitchen and my sanity by planning a menu. I've done this before without great results. Her suggestion was to pick 7 meals that everyone will eat and remake the same 7 meals each week. Easy shopping, easy cooking, easy organizing.

This is week 1 of the experiment. This month's menu is:

Sunday - Spaghetti Bake (noodles (wheels, penne, etc.), sauce, meat, shredded cheese, baked until bubbly)
Monday - Spaghetti with Meat Sauce
Tuesday - Homemade Mexican Rice, with seasoned beef, cheese, sour cream, salsa and tortilla chips
Wednesday - Beef and Mushroom Strogonoff
Thursday - Chicken Teriyaki Rice
Friday (it's Lent folks) - Alternate Bean & Mushroom Enchiladas OR Mushroom Alfredo (which would normally be Chicken & Mushroom Alfredo)
Saturday - Meatloaf w/Mashed Potatoes

I took stock of my pantry, refrigerator, and freezer......and made a list. I only bought the things on my list. I also included items for lunch. A common lunch that lasts all week is Chicken & Broccoli Alfredo. But mostly, lunch will be leftovers. Breakfast is either eggs, waffles, or cereal. My secret snack is homemade granola.

I am curious to see if I can keep up with the planning and stay on track. I posted my monthly menu on a bulletin board and taped the weekly menu, complete with breakfast, lunch, and dinner, on the door of my pantry. I bought two weeks worth of groceries and should only have to refill things like eggs, milk, and produce next week, which will hopefully make for a short, inexpensive shopping trip.

My same friend suggested that I think about what is reasonable to spend on groceries for a week, a month, a day, etc. I have always struggled with this. Am I spending too much? Not enough? Does what I spend make sense for us?

She had heard that a good amount is $4/day/person - $.50 for breakfast, $1.00 for lunch, $1.50 for dinner, and $.50 for snacks (2/day).

For my family of 7, which is sometimes only 5, that comes to: $20/day x 2 weeks = $280 and $8/day x 1 week = $56 (they're only here 7 out of 14 days)....grand total $336/2 weeks or $168/week.

I was surprised to find once I used this formula that I actually do spend a reasonable amount of income on groceries most of the time. To keep it in check, I need to make sure I bring a list, only buy what's necessary, and stay away from tempting, easy fix items like pizza rolls and cookies. Keeping staples in stock by buying in bulk is helping too. I always have enough flour, sugar, butter, oats, dried fruit, chocolate chips, etc., to make cookies, granola, waffles, cake (which I have not had in over a week!!), pancakes, or any other baked good my family desires.

I'll keep you posted on the menu experiment. I wonder how my family will like it?

~H

Saturday, November 8, 2008

Frugal Living

In an attempt to stretch my husband's hard earned dollar as far as it will go, I have been doing a lot of "reading up" on frugality. I've run into a TON of information. It's a little overwhelming and mind-boggling.

This morning, I was over at The Coupon Game and I spent an untold amount of time trying to learn what I could and even went to this website and printed off some coupons. I am also really liking the lady over at Like Merchant Ships and her advice/examples. Jen at Conversion Diary had some links posted to Laine's Letters , especially this one about how they paid off their house in 17 years on a minimal income of less than $30K/year and also recommended The Two Income Trap for reading. Interestingly enough, in one of the first chapters of this book the main example she uses about the middle-class being forced into a two income home to keep their place was that of men who were police officers, as mine recently has become.

I've been thinking and reading up on all this stuff for a few weeks now, and I have some questions about this idea of frugality that I believe the Lord is drawing me to.

How much time is prudent to spend coupon clipping?
Does it "pay" to print coupons at home on my printer using my own ink and paper?
Should I start buying the Sunday paper?
What can we live without?
Can I convince my husband to cancel the cable?
Should we drop the car insurance to just liability?
Do we really need a cell phone (or two, as it is in our house)?
What about Christmas?
Can I give up my "name brand" staples, like Heinz Ketchup, Miracle Whip, Kraft Cheese and Prego, for the "store brand"?
How much organic and natural products can I continue to purchase now that I am trying to stay within a food budget?
What is a reasonable food budget for a family of 7?
How can I be a good steward of our earnings and still keep my family happy without seeming like the KillJoy of our family?

As I ponder these questions, I ask you, my dear readers, for some help and advice through these questions:

How much do you spend weekly/monthly on groceries?

What size family do you have?

Is eating out once month/week in your budget (right now, it's not in ours)?

Do you clip coupons?

How do you "bargain shop"?

What other things do you do that really help save money in your home?

Am I nuts to think that I can survive the year buying only used clothing?

How do I convince my extended family that my kids really (really, really, really) don't need toys for Christmas this year? (Because we already have way too much stuff in our house and I'd like to minimize what we already have, and teach them the value of Christmas, i.e. that Christ came to die for our sins.)

Please leave a comment and answer if you can. The more the merrier!

~H